IN THE CIRCUIT COURT FOR THE SIXTH JUDICIAL CIRCUIT
IN AND FOR
PASCO/PINELLAS COUNTY,
Plaintiff(s),
v. CASE NO.:
Defendant(s).
_______________________________________________________/
IMPORTANT NOTICE TO HOMEOWNER
A FORECLOSURE ACTION HAS BEEN FILED AGAINST YOU - YOU
HAVE RIGHTS DURING THE FORECLOSURE
LEGAL
You are urged to seek legal
counsel to protect your rights and your home.
If you are able to afford an attorney, you may contact the local Bar
Associations lawyer referral services.
If you cannot afford an attorney, you may contact your
local legal aid or legal service provider.
Attorney's Saving Homes (888) 607-2187
Bay Area Legal Services, Inc. (727) 490-4040 (352)
567-9044 www.bals.org
Community Law Program (only
Gulf Coast Legal Services (only
HOUSING COUNSELING
2-1-1 Tampa Bay Cares, Inc. 211 www.211tampabay.org
Catholic Charities Diocese of
City of
Consumer Credit Counseling Service (800)
984-0977 www.cccsfl.org
Foreclosure Help Line (888) 995-4673 www.fha.gov/fhasecure
Housing & Education
National Foundation for Debt Management (727)
254-5353 www.nfdm.org
Pinellas County Community Development Department (727) 464-8210 www.pinellascounty.org/community
Solita's House, Inc. (813) 425-4847
St. Petersburg Neighborhood Housing Services (727)
821-6897 www.stpetenhs.org
Tampa Bay Community Development Corporation (727) 442-7075 www.tampabaycdc.org
The Florida Department of Children and Families www.myflorida.com/accessflorida/
U.S. Department of Housing and Urban Development (HUD) (800) 225-5342 www.fha.gov/fhasecure
One or more of the following
options may be available to help you save your home. Contact a Housing Counseling agency to find
out additional information.
Reinstatement: Repayment of the total amount that you are
behind in a lump sum payment.
Forbearance: Temporary reduction or suspension of your
mortgage payments.
Repayment Plan: Agreement that allows the homeowner to repay
the amount that you are behind gradually while making your regularly scheduled
monthly payments.
Loan Modification: Written agreement that
permanently changes one or more of the original terms of your mortgage to make
the payments more affordable.
Short Sale: Lender may allow you to sell the home for
less than the total amount owed on the mortgage. If the lender agrees to the short sale, the
remaining portion of the mortgage that exceeds the net proceeds form the sale will be written off by the lender.
Deed-in-lieu of Foreclosure: Lender will
cancel the mortgage if the homeowner voluntarily transfers the title of the
property to the mortgage lender.
AVOID FORECLOSURE RESCUE SCAMS: You may be
contacted by individuals or companies that claim they can save your home from
foreclosure. Please seek legal advice
before you sign any documents or pay money to anyone offering to save your home
from foreclosure. If you think that you
have been a victim of a foreclosure scam, you may call one of the following
numbers for assistance:
Florida
Department of Financial Regulation 1-800-342-2762
Federal
Trade Commission 1-877-382-4357
Office
of the Attorney General 1-866-966-7266
Consumer
Services Division of Florida Department of Agriculture 1-800-435-7352
Pinellas
ATTACHMENT A NOTICE TO
HOMEOWNER